A 25 year-old may have had 4 years to save money and build wealth.
A 65 year old has had 40 years to save money and build wealth.
When I hear the young 25 year-olds complaining about all the "BOOMERS" unfairly holding so much wealth, I'm amazed of their complete lack of common mathematical sense. Those same boomers also faced rampid inflation their working lives.
A 65 year also dealt with wars, recessions, and unparalleled Wall Street and Washington criminality. The "Boomers" typically don't bash the generation before them and play victim. They know that taking on victomhood means being a loser. Hopefully this new generation of "participation trophy winners " will grow up, after they finally move out of their mommy's basement.