At this point I'm sick of the banks. I've been offering to pay Bitcoin, Goldbacks, Silver Rounds, Silver Coins, US Mint Copper coins, and (reluctantly) cash. I'm rarely using my old credit cards anymore except at big box stores and card only self checkouts.
The banks can go fuck themselves, commerce is between the buyer and the seller and nobody else. Fiat money is the worst but the most accepted. It's actually enjoyable to pay with coins, I wish it was easier to pay in anything but copper and paper though.
I find that your average person still has no clue about anything money related and most are confused even by the US Mint dollar and half dollar coins which they sometimes refuse! It's awkward to offer to pay in Bitcoin or Goldbacks or Silver because they don't understand any of them. So now I have a 4 pocket wallet, I unfold it in front of them to reveal US Mint Copper dollars in the first pocket, old US Mint Silver coins in the second pocket, new silver coins and rounds in the third pocket, and some Goldbacks in various denominations and state series in the 4th pocket, Cash I keep in a different wallet in my bag.
In the old silver pocket I have a peace dollar and a silver certificate as educational tools to show how our money has gotten worse. I'm having some success in offering silver dimes and quarters, and 1/2 and whole Goldbacks, as tips. People generally like the copper US Mint coins and sometimes take pictures or enthusiastically tell me they're going to take those coins home with them. This is a frustrating process, but it's very revealing as to the current state of the economy on the ground floor.
Just have to have patience and gently educate people as I offer to pay my bill in various instruments. IMO once I establish myself as a trustworthy source of low value money, cash and coins, then with time they may open up to accepting the better forms of money.
Bitcoin is better understood by those who understand money, and it's easier to start teaching them with physical sound money and maybe their interest will be sparked enough to lead them away from fiat and towards the best sound money ever discovered. I like Goldbacks and Silver coins for this purpose, they're beautiful and they're free market money backed by precious metals. All types of sound money are beneficial for humanity, and with Bitcoin anchoring the entire system globally Gold and Silver will find a place as physical money again.
There are 2 types of people. Those who believe in authority, and those that don't. If you come across someone who believes they have authority over you, and they're supported by a system of other people that says they have authority over you, treat them like you would a gorilla.
You can't reason with a gorilla, talk to a gorilla, or fight a gorilla and win. A gorilla is a dangerous animal, they have no actual authority over you but they believe they do and they have the ability to kill you if you disagree.
You bow down, you make the gorilla believe they're in charge and you are not. If you make the gorilla believe you are subservient to them, they are more likely to leave you alone largely intact.
Like it or not might makes right, "he who has the Gold makes the rules", and those who command the most economic energy are in charge until they aren't. Unfortunately for us, it is authoritarians who in today's world have near total control of the most important good required for a truly free market: money.
Governments every year spend more value, acquired through theft and devaluation, than the value of the entire Bitcoin network combined. But as they do that balance is shifting little by little every day, the more they devalue their networks the weaker they become. It won't be much longer until Bitcoin's exponential growth and the Dollar's exponential devaluation reach a major tipping point and everything changes exponentially fast. Until then, bow to the gorillas in public while fighting them in private.
Understand that there is little point to open conflict, we have already won! We won't win by conflict with them, we win by outcompeting them. Bitcoin is spreading across the world like an out of control wildfire and it cannot be stopped. The world needs better money and while Gold and Silver are great physical trade units, they those and fell on that backs of the authorities that made them too many times in history to be trusted again. Bitcoin fixes everything wrong with money, it's literally just sovereign tokens of values of time (average block time divided by block reward) and energy (average hashrate divided by block reward) and both values are constantly growing.
Imagine Bitcoin powered hospitals, Bitcoin powered food kitchens, Bitcoin powered fire departments, Bitcoin powered schools, Bitcoin powered factories, Bitcoin powered everything. With Bitcoin, just acquire a critical mass of Satoshis and spend them slower than they grow and you'll never run out of money. No obedience to arbitrary rules given by authoritarians needed.
The world doesn't get better out of nowhere, the world gets better when Bitcoin grows big enough that Bitcoiners spend more money and build more services that provide more value to society than the fiat money printers do.
That day is closer than you think.