The Average American on Fiat: - Lifetime Earnings¹: $1,500,000 - Lifetime Spending²: $3,300,000 - Lifetime Taxes¹: $525,000, or 35% of lifetime earnings - $ Purchasing Power Lost to US M2 Growth³: 95% over 45 working years (6.84% annually) Debt, taxes, and inflation place the average American in a precarious financial position. The only way for them to improve their standard of living is for their income and savings to outpace debasement. Let's assume they understand this and are one of the 62% of US adults who own stocks (generally via a retirement account). To reference the past statements of Lyn Alden and Michael Saylor, let's assume broad money supply growth is (was) the ideal hurdle rate. - Benchmark S&P 500 Average Nominal Annual Return: 10% - Average annual real return over 45 years = 3.16% The average American invests $5,000 per year.⁴ - $5,000/year for 45 years grows to $3.6M nominally. - Adjusted for M2, that’s just ~$183k in today’s purchasing power. Assuming contributions rise with M2 growth, the final real balance is still only ~$429k. Thus, even if the average American earns benchmark returns, they remain on a financial treadmill. What can they do to get off and get ahead? - 1-Year CAGR⁵: 99% - 5-Year CAGR⁵: 58% - 10-Year CAGR⁵: 86% - Projected 10-Year CAGR⁶: 20-30% Enter the new hurdle rate: ₿itcoin. REFERENCES ¹
Life of Tax: How Much Tax is Paid Over a Lifetime | Self.
How much could the average person spend on taxes over their lifetime? This study answers the question. See the lifetime tax findings here.
 ² https://www.nasdaq.com/articles/the-average-american-spends-$3.3-million-over-their-lifetime:-see-how-that-breaks-down ³
US M2 Money Supply YoY (Monthly) - United States - Historic…
View monthly updates and historical trends for US M2 Money Supply YoY. from United States. Source: Federal Reserve. Track economic data with YChart...
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Newsroom | Northwestern Mutual
Americans Believe They Will Need $1.26 Million to Retire Comfortably According to Northwestern Mutual 2025 Planning & Progress Study
As inflation rate falls, people
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The Case for Bitcoin
The Case for Bitcoin
Keep track of the macro environment and where Bitcoin sits within it. CaseBitcoin provides key stats, a growing library of the best Bitcoin investm...
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Bitcoin growth ‘remains exceptional’ as data shows BTC’s strongest phase just starting — TradingView News
Rickrolled via Lightning image Passing it on... 😂 image
The notion that every person has a soulmate is largely a product of wishful thinking. This idea is refuted by millennia of human history, wherein sexual selection has favored female reproductive success over male reproductive success. More specifically, around 80-90% of females have reproduced compared to only 40% of males.² Today, a growing number of young men remain single, with more than 60% currently unattached. A significant minority may never experience a romantic relationship over their lifetime.¹ It’s a fact of life that, historically, more men than women have lived and died alone. Today, an ever-increasing cohort of men willingly accepts that fate. For those who decide it's better never to love at all than to love and lose, others should respect that choice—or recognize that some people may never have that choice in the first place. ¹ https://thehill.com/blogs/blog-briefing-room/3868557-most-young-men-are-single-most-young-women-are-not/?utm_source=perplexity ²
TierneyLab
Is There Anything Good About Men? And Other Tricky Questions
If addiction is the progressive narrowing of what brings one pleasure, then how does one progressively expand what brings them pleasure and achieve greater happiness? Pleasure Expansion Protocol - Deliberately introduce novel stimuli into your brain by engaging in activities you've never tried before. - Make small changes to your daily routine. Listen to new music. Travel a different route. - Patiently and persistently re-engage with activities you found pleasurable in the past. - Pay attention to the present moment without judgment (mindfulness). - Savor every moment of positivity. Acknowledge the feeling and allow yourself to fully experience it without distraction. Mechanism: Consistent application of this protocol leverages neuroplasticity, making your brain more responsive to a wider range of positive stimuli over time.
"AI is communist. BTC is libertarian. AI centralizes. BTC decentralizes." And yet, AI & BTC synergize. The relentless pursuit of digital gold has directly and indirectly catalyzed the age of digital intelligence. In a world of abundance, BTC is the only scarcity. ₿/acc