In fiat land debt is a wealth accelerator. Inflation erodes debt. The old guard likes this system and defends it. It destroys the middle class and creates dependance on central authorities. In sound money land, aka Bitcoin, savings is a wealth accelerator. Your money buys more over time. It restores personal sovereignty. It frees the soul.

if anyone out there is in Canada and renewing a mortgage ... never accept the rate your bank is offering you. Always shop around and then tell/show your current bank ... almost 100% of the time your current bank will match it or beat it. Wish I knew that 30 years and many, many renewals ago