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💧 Before the Filter For most of human history, people didn't understand that water could be dangerous because of invisible pathogens. Similarly, we don’t always see how polluted our money is — inflation, debasement, and corruption. But it's quietly eroding our wealth. Water contamination held societies back. Disease spread quickly in urban areas, causing instability and limiting growth. Today, fiat money has a similar effect: it fosters inflation, inequality, and economic volatility. It weakens the system from within. Fiat currency might look like money, but it’s fundamentally broken. Politicians manipulate it, central banks inflate it, and over time, it erodes your savings. Just like contaminated water, it might seem fine at first, but it has hidden costs. Even if you can’t see the immediate damage, you sense it. Everything feels more expensive, more fragile, more volatile. This cultural rot is a side effect of polluted money. It’s holding us back from building a more prosperous future. Just like water purification unlocked the growth of cities, bitcoin provides the clean money needed for a thriving economy. It’s neutral, incorruptible, and free from the hidden threats that poison fiat currency. 🔗 Want to break free from the polluted financial system? Subscribe to FIRE BTC and learn more about how bitcoin purifies our money. 👉
đźš° Fiat Needs Filtering
FIRE BTC #37 - How bitcoin purifies our money
How Bitcoin Purifies Our Money - FIRE BTC 37 This week in FIRE BTC, I dive into how bitcoin acts like a water purification system for money, unlocking a cleaner, more reliable future for our global economy. After a recent trip to Italy, where I experienced a major heatwave in Rome, I started thinking about how water purification has unlocked civilization. Similarly, fiat money is contaminated, holding back progress. Bitcoin is our “filter” to clean it up. For most of human history, water was contaminated, leading to disease and early death. Our money today suffers the same fate: inflation, debasement, and political manipulation quietly erode the value of our wealth and society. Before purification, people relied on workarounds like boiling water or turning it into alcohol. Similarly, people use stocks, real estate, and other assets as alternatives to fiat money. But these come with volatility and risks. Bitcoin removes these trade-offs. Just as ancient filtration techniques revolutionized public health, bitcoin acts as the filtration breakthrough for money. It eliminates inflation, risk, and manipulation, creating a pure, incorruptible monetary system. Water purification drastically elevated human progress. Bitcoin’s role in purifying money does the same, unlocking new possibilities for trade, savings, and cooperation on a global scale. A true breakthrough for civilization. 🔗 Want to learn more? Read the full piece, and subscribe to FIRE BTC for fresh, filtered insights on how bitcoin is reshaping the future of money. 👇 firebtc.substack.com/p/fiat-needs-filtering
Everyone can build real wealth, but most never do. They stay stuck chasing income, status, and lifestyle upgrades, while their balance sheet stays flat. Why do so few people make the leap? 👇 The shift from paycheck-driven wealth to portfolio-driven wealth isn’t complicated. You invest, and then let time and compounding do their thing. But most people never get there. Not because they can’t…but because of how they think. Mindset Trap #1: Income = Identity. From a young age, we’re taught to equate success with earning power. “How much do you make?” “What do you do?” “Are you moving up?” We obsess over the income statement, but real freedom lives on the balance sheet. Mindset Trap #2: Lifestyle Creep. As income rises, so does spending. New car. Nicer home. Better vacations. More dinners out. More frictionless indulgence. We tell ourselves we’re “rewarding our hard work.” What we’re really doing is burning the fuel needed to build lasting wealth. The system reinforces this. We’re nudged toward debt-based consumption, not ownership. Fiat incentives push high time preference. Spending is easy. Saving is boring. And investing feels risky. So we keep working. Earning. Consuming. The result is a shiny lifestyle, stagnant net worth, with no exit plan. Even high earners feel trapped. Because without assets, the treadmill never stops. The people who escape this trap think differently. They treat investing like rent they owe to their future self. They measure success by net worth, not salary. And they live below their means, on purpose, to feed that engine. Saving in bitcoin supercharges that mindset shift. Bitcoin punishes lifestyle creep. It rewards conviction and time. It forces you to delay gratification. That’s what builds real wealth. If you want financial freedom, stop chasing status and inflating your lifestyle, and start building your balance sheet. Work for ownership, not approval. This idea comes from FIRE BTC #36: “Make Your Job Your Side Gig”. If you’re serious about building wealth using bitcoin, this newsletter is for you. Read + subscribe here:
đź’Ľ Making Your Job Your Side Gig
FIRE BTC #36 - Focus on building your personal balance sheet
You can have a great job, be making more than ever, and still be going nowhere financially. High income feels like progress. You get the raise. You upgrade your car. You move into a better home. You start traveling more. But behind the scenes, your net worth is flat. It’s a trap. You’re playing the status game, not the freedom game. Your income went up, but so did your lifestyle, your expenses, and your expectations. You look rich, but you’re just treading water. We’ve been conditioned to measure success by income. “What do you do?” “How much do you make?” “What’s your title?” But income ≠ wealth. Ownership is wealth. Real financial progress isn’t about how much you earn. It’s about what you own. It lives on your balance sheet: assets, investments, equity, hard money savings. Bitcoin. Your balance sheet is what keeps working after you stop. It’s what eventually buys back your time. So stop obsessing over how much you made this year. Start asking: “How much did I keep?” “How much did I build?” “How much did I walk away with?” That’s the real scoreboard. And if you’re saving in bitcoin, the balance sheet game changes entirely. It’s a cheat code. Your wealth is now held in the hardest asset on Earth. It can’t be diluted. It doesn’t require permission. It punishes lifestyle creep. It rewards low time preference. The old game was: Climb the ladder, inflate your lifestyle, flex your income. The new game is: Build assets, stack sats, create optionality. Your income is a tool. Your lifestyle is a choice. Your balance sheet is the truth. Track that. Grow that. That’s how you get free. — This idea comes from FIRE BTC 36: “Make Your Job Your Side Gig.” If you’re ready to flip your financial mindset and build wealth that works without you, you can read and subscribe here:
đź’Ľ Making Your Job Your Side Gig
FIRE BTC #36 - Focus on building your personal balance sheet
Make Your Job Your Side Gig: Why your portfolio—not your paycheck—is the real engine of financial freedom. 👇 Most people think their job is their greatest financial asset. In the beginning, that’s true. Your paycheck is your lifeline—it pays the bills, funds your lifestyle, and hopefully contributes to your savings. Labor is your first and most immediate wealth-building tool. But if you stay stuck there, you never get free. The real game is this: Turn earned income into invested income. Every dollar you invest becomes a tiny employee—one that works around the clock. No breaks. No distractions. Just silent, consistent compounding. Over time, those invested dollars begin to generate more new wealth than your job. That’s when you reach the crossover point—a quiet, personal milestone where your balance sheet grows faster than your paycheck. It’s not flashy. There’s no applause. But it’s the moment your time starts to belong to you. To get there, you have to change the way you measure progress. Stop asking: “How much did I earn this year?” Start asking: “How much did my balance sheet grow?” That’s the true scoreboard of financial independence. If you’re saving in bitcoin, that crossover point becomes even more powerful. Hard-capped. Non-dilutive. Borderless. Bitcoin’s asymmetric upside gives your portfolio the strength to outpace your W-2 faster than traditional fiat savings ever could. Work pays for today. Your portfolio pays for tomorrow. Let your job become the side gig. Let your balance sheet do the heavy lifting. That’s the path to real financial freedom. 📰 Read the full FIRE BTC issue here:
đź’Ľ Making Your Job Your Side Gig
FIRE BTC #36 - Focus on building your personal balance sheet